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Focused Planning

Clower Wealth Management’s unique Focused Planning modules provide a deeper dive into many familiar planning concepts that can be used in concert with a comprehensive financial plan, or as a standalone client discussion tool. The various modules shed light on the quantitative information relevant to unique planning opportunities including income claiming strategies, tax optimized savings, long term care, survivor needs analysis, and more.

1. long term care planning – Highlights the probability and cost of long term care with an analysis of potential protection strategies.

2. survivor needs analysis – This module takes into consideration the need for income replacement, liability repayment, charitable intentions, and legacy goals to determine insurance needs.

3. TAX OPTIMIZAtion – Analyzes the differences between various tax registrations based on current and projected variables including tax rates, rates of return, investment expenses, portfolio turnover, and investment time horizon.


 

Focused Planning

TOOLS FOR RETIREMENT:

R.I.S.K.

ARC

FOCUSED PLANNING

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TOOLS FOR ASSET MANAGEMENT:

Life Assurance 360

TOPS

THE TOLI EXPERT SYSTEM

THE CARES PROCESS

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To get started

To get started, download the Long-Term Care questionnaire below and contact our office to schedule a no-cost,
no-obligation consultation with Bob Clower to review your information. • EMAIL • 508-477-2775

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-Sample Long Term Care Analysis

Please download a pdf copy of a sample
Long Term Care Analysis to see the breadth and quality of the type of document that we can prepare for you.

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-Long Term Care Questionnaire

Download the Long Term Care questionnaire to help you get started

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-Sample Long Term Care Options

Please download a pdf copy of sample
Long Term Care Options that we would prepare to you.

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Financial and Retirement Planning serving retirees
on Cape Cod and Eastern Massachusetts