Clower Wealth Management
our retirementour processToolsget startedeventsresourcesabout us
Clower footer 1

Which Blueprint is Right for You?

The journey of a thousand miles begins with a single step.

Whether your journey to retirement feels like it’s thousands of steps away or just a few, it’s important to take the right first step. Your journey will be much more successful – and satisfying – if you take that step with a skilled professional who uses the right process to help you create a holistic retirement plan.

Bob Clower has more than 25 years of experience as a financial and insurance advisor. His specialty and passion is retirement planning – and he particularly enjoys working with clients who love the Cape as much as he does. In collaboration with ValMark Securities, Inc. and ValMark Advisers, Inc., he offers clients the Achieving Retirement Clarity (ARC) process and the Retirement Income Survival Kit (R.I.S.K.) Each system results in a unique Blueprint for Retirement™ that, depending upon your life stage, provides financial strategies and investment vehicles that can help you meet your retirement goals.

Your first meeting with Bob is a no-cost, no-obligation consultation where he gets to know you and you can evaluate what it would be like to work with him. Using the financial and family information you provide at this introductory meeting, Bob will prepare your personal Blueprint for Retirement™ It includes income projections and different possible outcomes, based on investment decisions and the inevitable risks all retirees will face to one degree or another.

With your customized Blueprint in hand, you can discuss next steps with Bob. This typically includes decisions about investments, asset allocation, and other financial considerations unique to your circumstances.

Get Started with Clower Wealth Management

accumulation

If you are in your 50s and planning for retirement...

You are in the “accumulation” phase of asset management. Use The ARC Process™ to get started. When your retirement is 10-15 years away, you have a unique set of objectives to accomplish. With these goals in mind, the ARC process will help you create a custom plan for achieving your retirement goals. Take the first step: download the ARC brochure and questionnaire at the links below, then contact our office to schedule a no-cost, no-obligation consultation with Bob Clower to review your information. • EMAIL • 508-477-2775 • Learn more

-

ARCARC brochure

Download a pdf copy of the ARC brochure to learn more about this program.

-

distribution

If you are age 65 or older and ready to begin retirement...

You are in the “distribution” phase of asset management. Use The Retirement Income Survival Kit (R.I.S.K.™) to get started. This process enables you to build a retirement income plan based on a withdrawal rate that helps insure you won’t run out of money during retirement. Take the first step: download the RISK brochure and questionnaire at the links below, then contact our office to schedule a no-cost, no-obligation consultation with Bob Clower to review your information. • EMAIL • 508-477-2775 • Learn more

-

RISKR.I.S.K. brochure

Download a pdf copy of the RISK brochure to learn more about this program.

-

Understanding the ARC Process

 

Financial and Retirement Planning serving retirees
on Cape Cod and Eastern Massachusetts